Tentang Liberty Reserve
Selain e-gold juga ada payment processor lainnya seperti Liberty reserve, Anda bisa membuat account gratis caranya: Read more…
Many new online payment systems have populated the Internet over the past 5-6 years. Moneybookers is one of them and today boasts over 2 million users.
Moneybookers is a global payment solution and available to Internet consumers worldwide. Customers even have the choice to create an account denominated in USD or EUR. Setting up an account is fast and simple plus they offer both personal and merchant account options.
If someone sends funds into your account, the money will appear in real-time and with each transfer received you will also get an instant email confirmation alerting you to the incoming funds.
When you receive a payment, all transaction fees associated with that transfer are paid by the sender, so the amount you receive into your account is net to you with no additional fees.
As a seller if you would like to ‘integrate’ Moneybookers into your web site, they offer a grand selection of buttons, logos and banners to help customers recognize that your web accepts Moneybookers. Installing these tools is very easy and simple as cutting and pasting some code.
As a Moneybookers account holder, you will also qualify for their referral program. Provide Moneybookers as a payment option and you can earn money by referring users via your link. They will pay you 30% of the fee income which is earned from your new customers. Certain rules and restrictions apply so please visit their web for more information.
Big Advantages
Moneybookers offers account holders a way to easily accept credit cards and bank payments from anyone on the web including clients or associates. All Moneybookers transactions are instant and non reversible. No credit check or conventional merchant information is really needed to set up this operation plus there are no set up fees and no monthly fees to operate an account. Also there are no ‘rolling reserves’ needed for chargeback’s. Moneybookers acts as the ‘merchant’ accepting funds and then transfers the cleared funds to your online account. This is a very low-cost way for your web site business to accept credit/debit cards and bank account payments.
Moneybookers offers a great advantage to international sellers by accepting ‘local’ payments from over 30 countries. The currency conversion between user payments is automatic and all payments are instant so there are no bank delays. All sales proceeds are instantly available for the receiving merchant.
Similar to e-gold Ltd, all Moneybookers payments are irreversible. Moneybookers is considered a ‘hard’ currency and once you are paid you will stay paid. There is no charge back risk for merchants.
However, unlike e-gold Ltd., Moneybookers can freeze your account if they have questions regarding your financial operations or if your account activity results in a higher than normal exposure to fraud. Additionally, Moneybookers cannot be exchanged for other online currencies such as e-gold or GoldMoney. If you operate a business where your clients are transferring online currency to you in exchange for Moneybookers, this type of operation is forbidden and could get the account frozen or banned. This runs contrary to their rules and regulations.
While Moneybookers does not require any ‘rolling reserve’ account to cover possible charge backs originating from credit/debit cards they do reserve the right to change that policy on yours or any other account. If they determine a merchant is not exercising the proper due diligence and operating the account in a way which results in higher than normal exposure to fraud Moneybookers reserves the right to freeze the account.
Account Set Up & Funding
Similar to PayPal, until that new Moneybookers account has been successfully authenticated by the account holder, that account is subject to lower transaction limits. Once a customer is successfully authenticated (provides ID and verifies a charge card) , his or her account is given full payment privileges up to the standard transaction limits. Registration information is verified using proprietary and third-party databases.
It is important to note that even with this normal type of registration questions, setting up an account is very easy and non-evasive. During the operation of the account, the pros at Moneybookers will also monitor account activity for signs of unusual activity that might point to fraud.
What makes their transactions very safe?
Accepting Moneybookers on your web site is considered to be one of the safest payment methods available today. To protect customer’s sensitive information their web uses the standard Secure Sockets Layer (SSL) during the transmission of data.
Similar to PayPal the buyer and web merchant never share financial information such as credit card numbers or bank transaction information. All personal financial information is held with Moneybookers and protected from theft or misuse. This operation can be considered an ‘Online Wallet’. Account holders privately fund their wallets and all transactions move from wallet to wallet. This affords both the buyer and seller protection.
Sending money to another account will cost you a 1% fee up to a maximum of 0.50 EUR. To receive funds in your account is free. Funding and withdrawal of money from your account can be accomplished through a variety of methods depending on where you reside. These fees will vary depending on that method you are using. Available methods include credit card, domestic or international bank wire, snail mailed check and several other convenient local methods.
Just like e-gold, Moneybookers is a global payment solution and they welcome customers from all countries. Their web offers a very good merchant directory with lots of great places to shop online.
Moneybookers is Registered in England and Wales under Company No 4260907. They offer a live operator call center for account holders, snail mail address for receiving items and several local fax numbers around the globe. Moneybookers Limited is a money transmitter and regulated as a electronic money issuer by the Financial Services Authority of the United Kingdom (FSA). FSA Register No: 214225
The issue of electronic money is a ‘regulated activity’ under the Financial Services and Markets Act 2000 and the EU directive on electronic money. Moneybookers Ltd. is authorized by the FSA to issue electronic money as a specialized electronic money issuer subject to regulatory requirements and supervision.
